Fee Schedule








Savings Account Fees  
Excessive Withdrawal fee $5.00 (first twelve withdrawals are free)
IRA Account Application fee $4.00 for new IRA account
Checking Account Fees  
Overdraft fee $20.00 per item as of 3/01/04
Returned Item fee $20.00 per item
Stop Payment fee $10.00 per request.
Check Printing fee Prices may vary depending upon style.
Check Copy fee $1.00 per microfilm copy by mail.
Check Copy fee $2.00 per microfilm copy by fax.
Other Service Fees (applicable to all accounts)  
Account Reconciliation fee $10.00 per hour
Account Research fee $10.00 per hour
Statement Copy fee $1.00 per copy
Deposited Item return fee $10.00 per item
Items Sent for Collection fee actual cost per item
Wire Transfer (incoming) fee $5.00 per transfer
Wire Transfer (outgoing) fee $10.00 per transfer
Ferguson Federal Check made payable to other than member fee $5.00 per check
   
Inactive Account fee $5.00 per month after 2 year(s) and account under $100.00
Credit Union Membership  
Membership Share $5.00 par value
Safe Deposit Box Fees  
Small $15.00
Medium $20.00
Large $30.00
Extra Large $40.00
Change of Lock fee $50.00
Drilling of Box fee $50.00
 

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