Rates

Rates

Loans | Savings

Loans

(effective: January 1, 2010)	Group	Credit Score	Term	Rate	APR*
New Vehicles, Boats, Motors, Trailers, Motocycles, 4 Wheelers, Camper Trailers:
	Rate Group A	Classic Score 670 or greater	Up to 5 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 5 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 5 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 5 years	0.027398%	10.00%
New Tractors, New Farm Equipment:
	Rate Group A	Classic Score 670 or greater	Up to 5 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 5 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 5 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 4 years	0.027398%	10.00%
Used Vehicles, Boats, Motors, Trailers:
	Rate Group A	Classic Score 670 or greater	Up to 3 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 3 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 3 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 3 years	0.027398%	10.00%
Used Motocycle, 4 Wheelers, Camper Trailers, Tractors & Farm Equipment:
	Rate Group A	Classic Score 670 or greater	Up to 4 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 4 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 4 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 4 years	0.027398%	10.00%
New Motor Homes:
	Rate Group A	Classic Score 670 or greater	Up to 10 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 10 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 10 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 10 years	0.027398%	10.00%
Used Motor Homes 1 to 5 years old:
	Rate Group A	Classic Score 670 or greater	Up to 8 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 8 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 8 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 8 years	0.027398%	10.00%
Used Motor Homes over 5 years old:
	Rate Group A	Classic Score 670 or greater	Up to 4 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 4 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 4 years	0.020548%	7.50%
	Rate Group D	550 or less	Up to 4 years	0.027398%	10.00%
Signature Loans:
	Rate Group A	Classic Score 670 or greater	Up to 3 years	0.021918%	8.00%
	Rate Group B	640 to 669	Up to 3 years	0.027398%	10.00%
	Rate Group C	600 to 639	Up to 3 years	0.032877%	12.00%
	Rate Group D	550 or less	Up to 3 years	0.041096%	15.00%
Other Secured Than Listed Above:
	Rate Group A	Classic Score 670 or greater	Up to 5 years	0.013698%	5.00%
	Rate Group B	640 to 669	Up to 3 years	0.016439%	6.00%
	Rate Group C	600 to 639	Up to 3 years	0.020548%	7.50%
	Rate Group D	500 or less	Up to 3 years	0.027398%	10.00%

*APR = Annual Percentage Rate
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Savings	Dividend Rate	APY*	Term
Savings ($500 - $9999.99)	0.75	0.75	n/a
Savings ($10,000 - $49,999.99)	.075	.075	n/a
Savings ($50,000-and up)	1..00	1.01	n/a

IRA ($500 - $9999.99)	.075	.075	n/a
IRA ($10,000 - $49,999.99)	.075	.075	n/a
IRA ($50,000-and up)	1.00	1.01	n/a

Christmas Club (minimum $30)	0.75	0.75	n/a
Checking (minimum $500)	.25	.25	n/a

*APY = Annual Percentage Yield Anticipated dividends to be paid 03/31/2012

Dividends are based on the credit Union's earnings at the end of
dividend period and cannot be guaranteed.
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Loans

(effective: January 1, 2010)