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CONTACT Us

FERGUSON FCU
577 NA Sandifer Hwy
MONTICELLO, MS 39654

 

Hours of Operation:

Monday   8AM-4PM

Tuesday  8AM-4PM

Wednesday 9AM-4PM

Thursday 8AM-4PM

Friday 9AM-5PM

 

Phone: 601.587.4037

Fax: 601.587.4038

Email: info@fergusonfcu.org

 

Routing Number: 265377811

For Sale  Vehicles

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Share and Loan Rates

AUTO LOAN SPECIAL - FOR A LIMITED TIME TO QUALIFIED BORROWERS!

 

Auto loan rates as low as 1.99% APR* for qualified borrowers with a credit score of 640 or higher for terms up to 60 months.  Restrictions apply.  Ask one of our Member Service Representative for more details at 601.587.4037.

 

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NOW FINANCING MANUFACTURED HOME LOANS!  SEE RATES BELOW.

 

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Rates Effective August 15, 2014

All rates are subject to change without prior notice and are for members only.

 

Loans

 
Vehicle Loans, including motorcycles
1-24 months

As low as 2.00% APR*

25-36 months As low as 2.25% APR*
37-60 months As low as 2.50% APR*
61-72 months As low as 3.25% APR*
73-84 months As low as 4.50% APR*

 
Recreational Vehicles                         
1-48 months As low as 5.0% APR*
49-60 months As low as 5.25% APR*
61-72 months As low as 5.50% APR*
73-84 months As low as 5.75% APR*
84-120 months As low as 6.00% APR*
 
Tractors & Farm Equipment                 
Up to 60 months As low as 5.00% APR*
 
Secured Loans                             
Up to 180 months           5.25% APR*
 
Unsecured Loans                                    
Signature Loans As low as 8.95% APR*
Warranty Loans 6.60% APR*
 
Credit Builder Loans                        
Up to 24 months           12.00% APR*
 
Mortgage & Land Loans Term LTV APR*

Conventional

10 Years

80%

90%

As low as 4.0%

As low as 4.25%

Conventional 15 Years

80%

90%

As low as 4.5%

As low as 4.75%

Conventional 20 Years

80%

90%

As low as 5.0%

As low as 5.25%

Conventional 30 Years

80%

90%

As low as 5.5%

As low as 5.75%

Manufactured Home 10 Years

80%

90%

As low as 7.0%

As low as 7.25%

Manufactured Home 15 Years

80%

90%

As low as 7.5%

As low as 7.75%

Land 10 Years 80% As low as 7.0%
Land 15 Years 80% As low as 7.5%

Savings Products

 

Regular Savings Account                                       0.25% APY**

 - Minimum balance of $505

 

Regular Savings Account                                       0.50% APY**

 - Minimum balance of $5,000

 

Regular Savings Account                                       0.75% APY**

 - Minimum balance of $25,000

 

Regular Savings Account                                       1.01% APY**

 - Minimum balance of $50,000

 

Checking Account                                                  0.25% APY**

 - Minimum balance of $500

 

Holiday Club Account                                              0.75% APY**

 - Minimum balance of $30

 

IRA Share                                                              0.75% APY**

 - Minimum balance of $500

 

IRA Share                                                              1.01% APY**

 - Minimum balance of $50,000

 

 

 

* APR is annual percentage rate on loan products.

** APY is annual percentage yeild in savings products.

 

Federally Insured by NCUA



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