Notice for first time online banking users:

To log in to your account, you will need a Username and a Password. Until your computer is considered "authorized," a 5-digit Challenge PIN will be sent to the mobile phone or email address you designate.

CONTACT Us

FERGUSON FCU
577 NA Sandifer Hwy
MONTICELLO, MS 39654

 

Hours of Operation:

Monday   8AM-4PM

Tuesday  8AM-4PM

Wednesday 9AM-4PM

Thursday 8AM-4PM

Friday 9AM-5PM

 

Local: 601.587.4037

Toll Free: 855.750.1504

Fax: 601.587.4038

Email: info@fergusonfcu.org

 

Routing Number: 265377811

For Sale  - Property & Auto's

Lost/STolen Debit Card?

Share and Loan Rates

Rates Effective January 1, 2015

All rates are subject to change without prior notice and are for members only.

 

Loans

 
Vehicle Loans, including motorcycles
1-24 months

As low as 2.00% APR*

25-36 months As low as 2.25% APR*
37-60 months As low as 2.50% APR*
61-72 months As low as 3.25% APR*
73-84 months As low as 4.50% APR*

 
Recreational Vehicles                         
1-48 months As low as 5.0% APR*
49-60 months As low as 5.25% APR*
61-72 months As low as 5.50% APR*
73-84 months As low as 5.75% APR*
84-120 months As low as 6.00% APR*
 
Tractors & Farm Equipment                 
Up to 60 months As low as 5.00% APR*
 
Secured Loans                             
Up to 180 months           5.25% APR*
 
Unsecured Loans                                    
Signature Loans As low as 8.95% APR*
Warranty Loans 6.60% APR*
 
Credit Builder Loans                        
Up to 24 months           12.00% APR*
 
Mortgage & Land Loans Term LTV APR*

Conventional

10 Years

80%

90%

As low as 4.0%

As low as 4.25%

Conventional 15 Years

80%

90%

As low as 4.5%

As low as 4.75%

Conventional 20 Years

80%

90%

As low as 5.0%

As low as 5.25%

Conventional 30 Years

80%

90%

As low as 5.5%

As low as 5.75%

Manufactured Home 10 Years

80%

90%

As low as 7.0%

As low as 7.25%

Manufactured Home 15 Years

80%

90%

As low as 7.5%

As low as 7.75%

Land 10 Years 80% As low as 7.0%
Land 15 Years 80% As low as 7.5%

Savings Products

 

Regular Savings Account                                       0.25% APY**

 - Minimum balance of $505

 

Regular Savings Account                                       0.50% APY**

 - Minimum balance of $5,000

 

Regular Savings Account                                       0.75% APY**

 - Minimum balance of $25,000

 

Regular Savings Account                                       1.01% APY**

 - Minimum balance of $50,000

 

Checking Account                                                  0.25% APY**

 - Minimum balance of $500

 

Holiday Club Account                                              0.75% APY**

 - Minimum balance of $30

 

IRA Share                                                              0.75% APY**

 - Minimum balance of $500

 

IRA Share                                                              1.01% APY**

 - Minimum balance of $50,000

 

 

 

* APR is annual percentage rate on loan products.

** APY is annual percentage yeild in savings products.

 

Federally Insured by NCUA



Print Print | Sitemap Recommend this page Recommend this page
© FERGUSON FEDERAL CREDIT UNION