Compare Our Accounts
Consumer Checking
Learn MoreFees
FREE
Best For
Everyday Use
Rewards
- Competitive dividends on balances of $500 or more
- Earn a base dividend rate of 0.15% APY1
Monthly Service Fee
$0
Free ATMs?
Surcharge-free ATMs available
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
No minimum deposit to open
$mart Checking
Learn MoreFees
FREE
Best For
Earning High Dividends
Rewards
- 2.49% APY on average daily balances up to $20,000 when you meet basic qualifications1
- 0.15% APY1 on balances over $20,000 depending on balance in account
- Base dividend rate of 0.15% APY1 if qualifications are not met
Monthly Service Fee
$0
Free ATMs?
Surcharge-free ATMs available
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
No minimum deposit to open
1Annual Percentage Yield based on average daily balances. Compounds monthly.