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Free checking is hard to come by — unless you’re a Ferguson FCU member. Enjoy all the essentials with no monthly fee.

Key Features

  • No Monthly Service Fees
  • Competitive Dividends
  • EMV Debit Card
  • Digital Banking
  • Competitive dividends on balances of $500 or more
    • Earn a base dividend rate of 0.25% APY1
  • No monthly service fees
  • No minimum balance requirements
  • Unlimited monthly transactions
  • Free digital banking
    • Enroll in e-statements to enjoy online bill pay for free
  • Free EMV Mastercard® debit card
  • Surcharge-free ATMs available
  • Direct deposit available
  • Overdraft protection available
  • No minimum deposit to open

1Annual Percentage Yield based on average daily balances greater than $500. Compounds monthly.