Personal Savings Accounts | Ferguson FCU | Magee, MS - Brookhaven, MS - Columbia, MS

Primary Share Savings

Establishes your membership with Ferguson FCU
Competitive dividends on balances of $500 or more
No monthly service fees

Special Share Savings

Goal-oriented savings with automatic transfer capability
Save up for special occasions or needs
Competitive dividends on balances of $500 or more

Youth Savings

Establishes the value and know-how of saving money at an early age
Competitive dividends on balances of $5 or more
No monthly service fees

Christmas Club Accounts

Set aside slowly, year-round for holiday-related expenses
Competitive dividends on balances of $30 or more
No monthly service fees

High Yield Money Market

Competitive dividends on balances of $2,500 or more
Avoid $10 monthly service fee by maintaining a $2,500 minimum balance
$2,500 minimum deposit to open

Share Certificates (CDs)

Set aside for future savings goals with fixed rates
A wide range of terms available (from 12 months to 60 months)
No setup or maintenance fees

Individual Retirement Accounts (IRA)

Competitive, tiered dividends above standard savings rates
Traditional and Roth IRA options
Coverdell ESA available for higher education savings