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Rates

We strive to make a positive impact in our communities. Join us and reap the rewards of truly local banking with just $5.

Key Features

  • Competitive Dividends
  • No Monthly Service Fees
  • 6 Free Withdrawals Monthly
  • Digital Banking
  • Establishes your membership with Ferguson FCU
  • Competitive dividends on balances of $500 or more
    • Tiered rates; higher balances earn higher rates
    • Dividends post quarterly
  • No monthly service fees
  • No minimum balance requirements after initial deposit
  • 6 free withdrawals per month; $5 fee for withdrawals in excess thereafter
  • Can be used as overdraft protection for checking
  • Free digital banking
  • Direct deposit available
  • $5 minimum deposit to open and maintain account