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Rates

We planted our roots in 1968 and are still standing strong. We’ll help you achieve the same kind of longevity in your very own home.

Key Features

  • Competitively Low Rates
  • Flexible Terms
  • Low Closing Costs
  • Local Service
  • Competitively low, fixed rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, or manufactured homes
  • A wide range of terms customized to your unique situation
  • Low closing costs
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Decision-making and processing all done locally
  • Friendly, Southwest Mississippi service
  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed