We planted our roots in 1968 and are still standing strong. We’ll help you achieve the same kind of longevity in your very own home.
Key Features
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Competitively Low Rates
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Flexible Terms
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Low Closing Costs
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Local Service
Details
- Competitively low, fixed rates for home purchase, refinance, or construction
- Available for primary residence, second homes, or manufactured homes
- A wide range of terms customized to your unique situation
- Low closing costs
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-approval for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Decision-making and processing all done locally
- Friendly, Southwest Mississippi service
Construction Loans
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed