Skip to content

As a Loyalty member, you'll receive benefits like free checks, free money orders, lower interest, and higher dividends. Plus, you'll get a personal banking partner who works directly with you. Your time and money are valuable, and we want to help you make the most of both. 

To join our Membership Loyalty Program:

  • Have a balance of at least $20,000,
  • Have a checking account with a debit card, and
  • Have direct deposit.

We offer three tiers of benefits for our most loyal customers.

Prime ($20,000+ Balances)

  • Cashier’s checks
  • Online bill pay
  • Notary services
  • Telephone assisted transactions
  • Plastic card replacement (debit and credit)
  • Visa® pre-paid gift cards
  • Mortgage credit application
  • e-Statements
  • Mobile deposit capture
  • Statement print (in-branch)
  • Check copies (in-branch)
  • Plastic transaction receipt copies (in-branch)
  • Outgoing faxes 

Ultimate ($50,000+ Balances)

  • Prime benefits, PLUS:
    • Free money orders
    • CD rate increase of 0.15%1
    • 50% off safe deposit box annual rental
    • 50% off CARFAX review
    • 50% off domestic wire transfer fees
    • 50% off stop payment fees (all)
    • 50% off personal checks2 

Elite ($100,000+ Balances)

  • Prime and Ultimate benefits, PLUS:
    • Discounted loan rate by 0.25%3
    • CD rate increase of 0.25%1
    • Free safe deposit box annual rental
    • Free domestic wire transfers
    • Free stop payments (all)
    • Free personal checks2

Contact us at 601-587-4037 for more details.

1Loyalty CD rates cannot be combined.

2One box per year – checks must be ordered through Harland Clarke, FFCU’s provider, standard design only.

3Loan rate cannot fall below floor rate.