We've got the financing that you need and the low, competitive rates that you want for your home, auto and personal loans so you can save money from day one. Our fixed rate mortgages includes a number of options, including low closing costs and a Ferguson FCU representative who will help you through every step of the mortgage process. If you're buying a car or refinancing one, take advantage of our convenient quick loan process. To apply for a loan online, click the Online Loan Application icon above. For mortgage applications, visit the Forms and Applications section and complete the Mortgage Loan Packet.



Vehicle Loans

New, used or cars of a particular interest including motorcycles.


We know you want to have the best financing available when it comes to your vehicle purchase.  Our competitive low rates mean you can save money on your auto loan from the day your drive off the lot.  


Recreational Vehicles

New/used campers, travel trailers, boats, jet ski's, and more.


Farm Equipment

New/used tractors, garden tractors, and more.


Signature Loans

Line of credit or fixed rate personal loans.


No matter if you're buying your first computer or consolidating your debt. With terms up to 60 months, well be able to find the payment right for you. With a fixed rate loan you'll have peace of mind knowing your monthly payments are the same for the duration of the loan.


Share Secured Loans

Loans available for 15 years.


A share secured loan offers you a low rate and terms up to 15 years.  Backed by the funds you have on deposit, its a secure way to borrow money at a low interest rate.


Credit Builder Loans

Loans to re-establish credit.


A credit builder loan will assist in re-establishing your credit history.  With terms up to 24 months and a fixed interest rate, you'll have peace of mind knowing your on the right track to building a strong future.



Financing up to 30 years.


Ferguson FCU offers first and investment mortgages with low interest rates and flexible terms. 


Land Loans

Financing up to 15 years.


Ferguson FCU offers financing of 80% loan-to-value of the property with a fixed low rate. 

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