We've got the financing that you need and the low, competitive rates that you want for your home, auto and personal loans so you can save money from day one. Our fixed rate mortgages includes a number of options, including low closing costs and a Ferguson FCU representative who will help you through every step of the mortgage process. If you're buying a car or refinancing one, take advantage of our convenient quick loan process. To apply for a loan online, click the Online Loan Application icon above. For mortgage applications, visit the Forms and Applications section and complete the Mortgage Loan Packet.



Vehicle Loans

New and used autos, motorcycles, classic automobiles, small business commercial cars...If it has wheels, we probably do a loan for it. We'll help make sure you pay the best possible rate, have a reliable ride, and have protection against life events with our GAP, Extended Warranty, Debt Protection, and Insurance products!


Recreational Vehicles

Have some fun and don't get stuck with a tough payment! Our competitive rates and flexible payment options help make sure you can enjoy the toys you have! Jet skis, boats, motor homes, campers...we even offer special warranty for some recreational models and travel insurance for those spontaneous road trips!


Farm Equipment

New and used farm equipment of all kinds can be purchased through our specialized lending program! Whether you're an part-time farmer or a small business owner, let us help you make sure you're operation runs smoothly with new and used farm equipment loans, including trailers, tractors, blades, spreaders, sprayers, and more!


Signature Loans

We offer unsecured personal loans for almost any reason under the sun! Whether you're buying dorm furniture, a new laptop, fixing up your house, or consolidating debts, we will work with you to get the funds you need at a fair interest rate with customized terms.


VISA Platinum Rewards Credit Cards

With interest rates low, no minimum use requirements, no monthly or annual fees, and cash accessibility from ATMs and Cash Advances, you'll find no better credit card around! Don't get caught in a 25% interest rate, let us help you get you into a credit card that works for you.


Revolving Lines of Credit

This high-end line of credit keeps funds at your finger tips, no matter the need. You only make a payment if you use part of your balance, and monthly payments are based on the amount that you use. Don't worry about surrending CDs or pulling from your nest egg with this easy-to-use account!


Share Secured Loans

A share secured loan offers you a low rate and terms up to 15 years.  Backed by the funds you have on deposit, its a secure way to borrow money at a low interest rate. These loans are excellent for credit building and repair! Available as a standard loan or as a secured Credit Card!


New Leaf Credit Builder Loan

A credit builder loan will assist in building or re-establishing your credit history.  With terms up to 24 months and a fixed interest rate, you'll have peace of mind knowing you're on the right track to building a strong financial foundation.



Flexible terms and competitive rates on first home purchases, refinances, secondary homes, manufactured homes, and even land!



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