Service Fees



Excessive Withdrawal Fee

(first 6 withdrawals free)


IRA Balance Transfer Fee


Christmas Club early withdrawal fee      


Overdraft Transfer Fee

  Early Certificate Closure Fee $25.00
  IRA Transfer/Closure Fee $5.00
  Overdraft Fee (NSF) $27.00 ea.
  Overdraft Privilege Fee $27.00 ea.
  Return Deposit Fee $10.00 ea.
  Negative Balance Fee $5.00 wkly
  Cashiers Check Fee $5.00 ea.
  Stop Payment Fee $10.00 ea.
  Revoke Stop Payment Fee $10.00 ea.
  Check Printing Fees Varies
  Check Copy Fee $1.00 ea.
  Fax Requests $2.00 ea.
  Debit Card Replacement $10-$20 ea.
  Debit Card Pin Replacement $1.00 ea.
  Copy of Signed Debit Card Transaction      $5.00 ea.
  Bill Pay (without e-Statements) $4.00 monthly
                  (with e-Statements) Free
  Check Cashing Fee $5.00 ea.
  Check by Phone $10.00 ea.
  Honor Fee $27.00 ea.
  Account Reconciliation Fee $20.00 per hour
  Account Research Fee $20.00 per hour
  Statement Copy $1.00 ea.
  Deposit Return Item Fee $10.00 ea.
  Collection Items Varies
  Wire Transfers, Incoming Free
  Wire Transfers, Outgoing $20.00 ea.
  Credit Union Check $5.00 ea.
  Inactive Account Fee $5.00 monthly
  Incorrect Address Fee $5.00
  Escheat Fee $100.00
  Garnishment & Levy Fee $100.00
  Notary Fee, non-members $2.00
  Skip-a-Payment & Due Date Change $50.00 ea.
  Title Fee $15.00
  Visa Gift Card Fee $4.00 ea.
  Coin Machine, non-member 8% of ticket amt
  Money Order Fee $2.00 ea.
  Telephone Assisted Transactions $2.00 ea.
  UCC registration & releases $15.00 ea.
  Internal Loan Refinance $50.00 ea.
  CarFax Report $35.00 ea.
  Mortgage Credit Report Fee $20.00 ea.
  Mortgage Lein Release $35.00 ea.
Safe Deposit Box    
  Annual Fee, Small Box $15.00
  Annual Fee, Medium $20.00
  Annual Fee, Large $30.00
  Annual Fee, Extra Large $40.00
  Late Fee $10.00
  Lock & Drill Fee $350.00

Business Service Fees

*Note:  All regular service fees listed above apply to the business accounts.


Business Checking Accounts

                      Small Business (Sole Proprietor)         $5.00

                      Regular Business                                   $15.00

                      Underwriting Analysis Fee                   $200.00 secured/unsecured

                                                                                        $300.00 commercial real estate

Schedule of Fees
SCHEDULE OF FEES 01.2018.pdf
Adobe Acrobat document [337.0 KB]
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