Consumer Checking

All members who have met their $5 Share Savings membership requirement are eligible for one of our Checking Accounts!

All of our checking accounts include the following benfits... 

  • EMV enabled MasterCard debit/credit card 
  • Earns a base dividend rate of 0.25% APY*
  • Eligible for ACH/direct deposit and withdrawal
  •  FREE Online Bill Pay when enrolled in e-statements



*Annual Percentage Yield based on average daily balances greater than $500. Compounds monthly.

Rewards Checking

A checking account that pays you for using it? Is there anything better?!

3% APY* on a Checking Account?! Yes, it's true! Let your money work for you and build your balance, just by using your account in the most common ways!


Our Rewards Checking account offers a monthly dividend of 3% APY on average daily balances between $500 and $20,000 just by meeting the following simple criteria listed below!

  1. Swipe your FFCU MasterCard debit/credit card WITHOUT using your PIN (use it as "credit" instead) at least 10 times for a total of $200 throughout the month. Gas, groceries, lunch, all counts if it's the card and you don't use your PIN!
  2. Recieve at least 1 ACH direct deposit into your Checking account during the month that totals $500 or more.
  3. Sign up for e-statements from the Online Branch (click the Online Branch link for help with registration)


For more information about the Rewards Checking program, call us at 601.587.4037! If you have a Checking Account with FFCU and you want to enroll in the Rewards Checking Program, download the form below and return it to a branch at your earliest convenience! 



*Annual Percentage Yield based on average daily balances greater than $500. Compounds monthly.

Rewards Checking Enrollment Form
rewards checking enrollment form.docx
Microsoft Word document [18.0 KB]

New Leaf Checking

Looking for a way to get on track and stay focused on your financial wellness? With our New Leaf Program, you'll be headed in the right direction! Designed to work with people who have had financial struggles in the past, this program offers a strong framework of methods to help improve anyone's financial life. With the New Leaf Checking, you'll have the same advantages as those of our primary Checking, and a few added tools to help you find your footing.

  • FREE with Direct Deposit ($5 monthly fee if no direct deposit)
  • FREE 4-piece Financial Counseling program
  • Mastercard EMV debit card
  • Online Bill Pay, FREE with e-statements

To learn more about the New Leaf Program, see the link above.

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