Notice for first time online banking users:
To log in to your account, you will need a Username and a Password. Until your computer is considered "authorized," a 5-digit Challenge PIN will be sent to the mobile phone or email address you designate.
BEWARE: Ferguson FCU will NEVER contact you asking for your account number, 4-digit PIN for your ATM, debit or credit card, debit card number (or the number off the back of the card), or your Social Security Number in order to access online banking or your account.
577 NA Sandifer Hwy
MONTICELLO, MS 39654
Hours of Operation:
Routing Number: 265377811
Check out our Events page to find out what events we will be hosting in the near future.
Now you can by skipping a payment on an eligible loan*.
We understand that there are times when it may be helpful to keep your loan payment money for a month, so you can use it to pay for an emergency, or because you need to spend it on something else important. That's why this year, we're offering Skip-A-Payment, to make your life a little less stressful.
This service won't hurt your credit. All you need to do is complete and return the Skip-A-Payment form with the $25 fee per loan. We'll take care of the rest. Members helping members - after all, isn't that what it's all about?
When applying, be sure to allow at least 14 days before your payment is due.
Skip-A-Payment is not available on first mortgages or workout arrangements. Using Skip-A-Payment does not change your monthly loan payment, but it does extend the term of your loan. Interest continues to accrue on the balance of the loan from the last payment.
Looking to purchase a new or used auto? Let Ferguson Federal Credit Union help.
Finding a car loan payment that fits into your monthly budget will help you better manage your personal finances as you enjoy your new auto. Whether you're buying or refinancing with us, we offer low rates with flexible terms. Our low car loan rates make it easy for you to get the car you want - and keep more cash in your pocket.
For over 40 years, Ferguson Federal Credit Union has provided a place for members to save and borrow; but more importantly, to belong.
Opening your account is easy, and the rewards are many. Tell us a little about yourself and you'll be on your way to a better way of banking.
Because Ferguson Federal Credit Union is not-for-profit and member-owned, our members receive:
Ferguson Federal Credit Union offers full-service banking convenience where members always feel welcome.
For more information, contact us directly at 601.587.4037.