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CONTACT Us

FERGUSON FCU
577 NA Sandifer Hwy
MONTICELLO, MS 39654

 

Hours of Operation:

Monday   8AM-4PM

Tuesday  8AM-4PM

Wednesday 9AM-4PM

Thursday 8AM-4PM

Friday 9AM-5PM

 

Phone: 601.587.4037

Fax: 601.587.4038

Email: info@fergusonfcu.org

 

Routing Number: 265377811

Lost/STolen Debit Card?

Get Social with Us

NOW SERVING ALL OF LAWRENCE COUNTY, MISSISSIPPI!

 

MEMBERSHIP IS NOW OPEN TO ANYONE WHO LIVES, WORKS, WORSHIPS, OR ATTENDS SCHOOL IN, AND BUSINESSES AND OTHER LEGAL ENTITIES LOCATED IN LAWRENCE COUNTY, MISSISSIPPI.

 


Do you need a safe deposit box?

Ferguson Federal Credit Union has safe deposit boxes for rent. Safe deposit boxes are handy tools. They provide a safe place away from your home or office to store valuables.

 

Safe deposit boxes are kept securely inside a bank vault. Enjoy the comfort of knowing your valuables are protected and private. Multiple box sizes are available depending on your needs (subject to availability). And, safe deposit boxes are fire and water resistant.

 

Stop by or call today about renting your safe deposit box with Ferguson Federal Credit Union.

Looking to Consolidate your Debt?

Get off of the revolving credit treadmill.

 

With Ferguson Federal Credit Union, you can consolidate your debts and make one fixed monthly payment. It's the smart, convenient way to cut your payments and save money.

 

Take control of your finances and save time by consolidating your bills into one monthly payment with a debt consolidation loan. Find out if debt consolidation is right for you by exploring our sample payment calculation below.

If you are currently making payments on credit cards, a personal loan and other types of debt, this example shows how you could potentially cut your monthly payments in half.
Sample Payment Calculation:
Current Loans
Loan Balance
Monthly Payment
 
Credit Cards
$1,600
$54
Personal Loans
$400
$40
Other Loans
$2,700
$240
Total
$4,700
$334
 
*With a Ferguson Federal Credit Union Loan
 
$4,700
$97.46
Difference Per Month:
$236.54

 

*Calculation based on 8.95% APR and Loan Term of 60 months.

 

Benefits of a Debt Consolidation Loan

Interest rates and payments may be lower
Save time each month by only paying one bill
Your payment is fixed for the life of your loan
One due date to remember instead of multiple dates
Take control in knowing exactly what you owe and exactly when it will be paid off

Looking for a Vehicle Loan?

New, Used or Refinances from an outside lender welcome!

Looking to purchase a new or used auto?  Let Ferguson Federal Credit Union help.

 

Finding a car loan payment that fits into your monthly budget will help you better manage your personal finances as you enjoy your new auto.  Whether you're buying or refinancing with us, we offer low rates with flexible terms.  Our low car loan rates make it easy for you to get the car you want - and keep more cash in your pocket. 

 

With rates as low as 1.99% APR*, why wait?  Apply today!

 

Loan Application

 

*For qualified members with a credit score of 640 or higher.  Terms limited to 60 months.  Restrictions apply.  Ask for details.

Sign-up Today for e-Statements

Secure. Convenient. Free.


A paper statement is simply a waste of paper and your valuable time.
e-Statements are so much more convenient. Your e-statement has all your account activity there at-a-glance, and because it's password protected, it’s more secure than the statement you receive by mail. For record keeping, just save the e-statement to your computer. Make your busy life a little easier. Enroll in e-statements today!

 

It’s Easy to Upgrade from Paper to E-Statements!

 

e-Statement Sign-up Form

The 'Credit Union' Difference, Join Today!

For over 40 years, Ferguson Federal Credit Union has provided a place for members to save and borrow; but more importantly, to belong.

 

Opening your account is easy, and the rewards are many. Tell us a little about yourself and you'll be on your way to a better way of banking.

 

Because Ferguson Federal Credit Union is not-for-profit and member-owned, our members receive:

  • Above market rates on deposits
  • Lower interest rates on loans
  • Fees that are lower than banks

Ferguson Federal Credit Union offers full-service banking convenience where members always feel welcome.


For more information, contact us directly at 601.587.4037.

 

Membership Application

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