Need a loan?

Click the icon above to complete an online loan application!



Ready to join?

Complete your membership application online! Click the icon above.



Got Insurance?

If not, you should! Ferguson Insurance Agency has you covered for home, auto, life, and more! Click the icon above.



Need a ride?

Or a house? Maybe even a 4wheeler? Our repos are in tip-top shape. Click the icon above.



Now Open! Brookhaven & Downtown Monticello

We are excited to announce that our new Monticello and Brookhaven locations are



Conveniently located at 1026 E Broad Street, the new Monticello branch offers the same range of quality products and services that are offered at our Sandifer Hwy. location.


This location's branch lobby is open

Monday - Thursday, 9:00 am - 4:00 pm.


The drive-thru is open

Monday, Tuesday, and Thursday from 8:00 am - 4:00 pm

Wednesday from 9:00 am - 4:00 pm

Friday from 9:00 am - 5:00 pm


Our Brookhaven location is a cashless branch, located at 550 US 51S, Suite C, Brookhaven MS 39601. 


The lobby is open

Monday - Thursday, 9:00 am - 4:00 pm

Friday, 9:00 am to 5:00 pm


Each of these locations has an easy access ATM machine.


Please stop by, say hi to our team, and find out all of the ways the Ferguson Federal Credit Union can serve YOU!

We'll see you soon!


Earn up to 3% APY* with our Rewards Checking Account!

Earning 3% APY* on deposits up to $20,000 and ATM fee refunds is super simple with our REWARDS CHECKING ACCOUNT!
To qualify each month, just do really convenient things that you’re probably doing already, like:

  • Use your debit card.
  • Utilize direct deposit.
  • Log in to online banking.
  • Sign up for e-statements.

There’s never a minimum balance for rewards. And, if you don’t make it one month, just try again. No worries, no penalties. Your free Rewards checking account is always free.


*Dividends are compounded and paid monthly.  You must meet the qualifications in order to earn the dividend and ATM refund rebate.

Are you eligible for membership?

Membership is now open to ANYONE who lives, works, worships, attends school or owns a business in Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, or a portion of Rankin Counties in Mississippi.


It only takes $5 to open your account today! 

CLICK HERE to download a MEMBERSHIP APPLICATON OR Use the link above to complete your membership application online.

Introducing our Visa Rewards & Shared Secured Credit Cards!

Ferguson Federal Credit Union now offers a Visa Rewards and Share Secured Credit Card with rates as low as 9.95% APR*.  Now there is no need to use another card... Contact us today for more details at 601-587-4037, by email at, instant messager on facebook or online chat.  We look forward to talking with you about this exciting new service.

Ferguson Federal Credit Union launches new insurance agency, Ferguson Insurance Agency, LLC.  The new agency will offer all insurance coverages ranging from vehicle to business insurance. Get your insurance quote today, click here!

To view the patriot act or our privacy policy, click here.

Online Banking Click here for Online Banking

Notice for all online banking users:

To setup a new online banking account, you will need to enter your Base Account # or Member # in the User ID field and click LOG IN.  (Please do NOT include the check digit or any sub numbers) i.e. -0-00, -6-70. For example:  If your account number is 12340-0-00, you will only use 12340 as your base account #.

At User ID Password, please enter the last 4 digits of the SSN associated with your base account number and click LOG IN.


1026 E. Broad Street


Hours of Operation:


Monday       9AM-4PM

Tuesday      9AM-4PM

Wednesday  9AM-4PM

Thursday     9AM-4PM

Friday          9AM-5PM


Drive Up:

Monday       8AM-4PM

Tuesday      8AM-4PM

Wednesday  9AM-4PM

Thursday     8AM-4PM

Friday          9AM-5PM


Local: 601.587.4037

Toll Free: 855.750.1504

Fax: 601.587.4038



Routing Number: 265377811

Lost or Stolen Debit Card?

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