Notice for all online banking users:

To setup a new online banking account, you will need to enter your Base Account # or Member # in the User ID field and click LOG IN.  (Please do NOT include the check digit or any sub numbers) i.e. -0-00, -6-70. For example:  If your account number is 12340-0-00, you will only use 12340 as your base account #.

At User ID Password, please enter the last 4 digits of the SSN associated with your base account number and click LOG IN.


577 NA Sandifer Hwy


Hours of Operation:

Monday   8AM-4PM

Tuesday  8AM-4PM

Wednesday 9AM-4PM

Thursday 8AM-4PM

Friday 9AM-5PM


Local: 601.587.4037

Toll Free: 855.750.1504

Fax: 601.587.4038



Routing Number: 265377811

Lost/STolen Debit Card?

"No Credit Check Loan"


It’s not just a loan – it can be a fresh start!


As a member of Ferguson Federal Credit Union, you have access to as much as $1,000 cash during the holiday season. Use your "No Credit Check Loan" to cover you - for whatever! No questions asked. You can trust us to keep you out of a vicious cycle of endless payments and high interest rates that are charged by cash advance or payday lenders for this service.  Hurry, offer ends 12/24/2015.



  • Short Form – Quick Process
  • No Credit Check
  • Fair Interest Rate – 18%*APR (some lenders charge up to 400% for a short-term loan)
  • Take Up to Ten Months to Repay

Borrow What You Need
You can request as little as $100 or as much as $1,000.


Build Your Credit Score
Since your payments are transferred automatically out of your Ferguson Federal Credit Union account, we’ll report your on-time payments to credit reporting agencies. This will build a positive history, which is not done by payday or cash advance lenders.


Get Help
If you have been in a cycle of borrowing to make ends meet, let us help. We’ll review your credit report and help you set a strategy for success.


Valid on loan amounts from $100 to $1,000. Loan terms between one month and ten months. To qualify, you must be 18 years of age, a Ferguson Federal Credit Union member in good standing for a minimum of one year with direct deposit, and currently do not have a signature loan with us. A $35 application fee is required. The *APR for the No Credit Check Loan is 18%.  *APR = Annual Percentage Rate.


"Auto Loan Sale"


It's the best time to take advantage of the end of year models!


If you’re looking for a vehicle loan, you’ve come to the right place!  Ferguson Federal Credit Union offers some of the most competitive auto loan rates. We have loans available for new or used cars and trucks, and motorcycles.


If your credit score is 640 or higher than you qualify for rates as low as 1.89%*APR with terms up to 60 months. 


We suggest getting pre-approved before you start looking. This will enable you to shop knowing up front how much you can afford to spend on a new or used vehicle. Then, when you visit a dealership you'll have more purchasing leverage.


Contact one of our loan officers if you would like help deciding what type of auto loan is best for you.  Hurry, offer ends 12/31/2015!

*APR = Annual Percentage Rate.


"Christmas Certificate Special"


Looking for a short term certificate paying a high rate of return?  Look no further - our six month certificate will exceed your expectations! Hurry, offer ends 12/31/2015!



 - Interest rate of 1.25%*APY

 - Term of 6 months

 - Mininum deposit of $1,000.00

 - Maximum deposit of $10,000.00

 - Limited to one certificate per membership

 - New Money Only


*APY = Annual Percentage Yield.



Our mobile app is here!

Download our new android or apple mobile application on your device today!  Go to your app store and search for Ferguson Federal Credit Union.


With the free Ferguson FCU Mobile App you’ll have quick access, anytime, anywhere
with your smart phone or tablet to:

  • Get up-to-the-minute balance information
  • Transfer funds between Ferguson Federal accounts
  • View pending items
  • Pay Bills
  • Deposit a check
  • Find our branch or ATM

Ferguson Federal Credit Union launches new insurance agency, Ferguson Insurance Agency, LLC.  The new agency will offer all insurance coverages ranging from vehicle to business insurance. Get your insurance quote today, click here!

The 'Credit Union' Difference, Join Today!

For over 40 years, Ferguson Federal Credit Union has provided a place for members to save and borrow; but more importantly, to belong.


Opening your account is easy, and the rewards are many. Tell us a little about yourself and you'll be on your way to a better way of banking.


Because Ferguson Federal Credit Union is not-for-profit and member-owned, our members receive:

  • Above market rates on deposits
  • Lower interest rates on loans
  • Fees that are lower than banks

Ferguson Federal Credit Union offers full-service banking convenience where members always feel welcome.

For more information, contact us directly at 601.587.4037.


Membership Application

If It's Worth Celebrating, Our Visa Gift Cards Are the Perfect Gift.


Need a gift for a birthday, anniversary, promotion or simply to say thanks? Our Visa Gift Cards come in colorful designs to celebrate any special event.  These debit cards can be used anywhere Visa is accepted worldwide, including in-store, online and by phone.  So they're more functional than a gift certificate and safer than cash.  Choose an amount from $10 to $1,000. 


To purchase a Visa Gift Card, just ask us.  Stop by today for more details!

To view the patriot act or our privacy policy, click here.

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