Notice for all online banking users:

To setup a new online banking account, you will need to enter your Base Account # or Member # in the User ID field and click LOG IN.  (Please do NOT include the check digit or any sub numbers) i.e. -0-00, -6-70. For example:  If your account number is 12340-0-00, you will only use 12340 as your base account #.

At User ID Password, please enter the last 4 digits of the SSN associated with your base account number and click LOG IN.


577 NA Sandifer Hwy


Hours of Operation:

Monday   8AM-4PM

Tuesday  8AM-4PM

Wednesday 9AM-4PM

Thursday 8AM-4PM

Friday 9AM-5PM


Local: 601.587.4037

Toll Free: 855.750.1504

Fax: 601.587.4038



Routing Number: 265377811

Lost/STolen Debit Card?

Introducing our Visa Rewards & Shared Secured Credit Cards!

Ferguson Federal Credit Union now offers a Visa Rewards and Share Secured Credit Card with rates as low as 9.95% APR*.  Now there is no need to use another card... Contact us today for more details at 601-587-4037, by email at, instant messager on facebook or online chat.  We look forward to talking with you about this exciting new service.

Earn up to 3% APY with our Rewards Checking Account

Earning 3% APY* on deposits up to $20,000 and ATM fee refunds is super simple with our REWARDS CHECKING ACCOUNT!
To qualify each month, just do really convenient things that you’re probably doing already, like:

  • Use your debit card.
  • Utilize direct deposit.
  • Log in to online banking.
  • Sign up for e-statements.

There’s never a minimum balance for rewards. And, if you don’t make it one month, just try again. No worries, no penalties. Your free Rewards checking account is always free.


*Dividends are compounded and paid monthly.  You must meet the qualifications in order to earn the dividend and ATM refund rebate.

Our mobile app is here!

Download our new android or apple mobile application on your device today!  Go to your app store and search for Ferguson Federal Credit Union.


With the free Ferguson FCU Mobile App you’ll have quick access, anytime, anywhere
with your smart phone or tablet to:

  • Get up-to-the-minute balance information
  • Transfer funds between Ferguson Federal accounts
  • View pending items
  • Pay Bills
  • Deposit a check
  • Find our branch or ATM

Ferguson Federal Credit Union launches new insurance agency, Ferguson Insurance Agency, LLC.  The new agency will offer all insurance coverages ranging from vehicle to business insurance. Get your insurance quote today, click here!

The 'Credit Union' Difference, Join Today!

For over 40 years, Ferguson Federal Credit Union has provided a place for members to save and borrow; but more importantly, to belong.


Opening your account is easy, and the rewards are many. Tell us a little about yourself and you'll be on your way to a better way of banking.


Because Ferguson Federal Credit Union is not-for-profit and member-owned, our members receive:

  • Above market rates on deposits
  • Lower interest rates on loans
  • Fees that are lower than banks

Ferguson Federal Credit Union offers full-service banking convenience where members always feel welcome.

For more information, contact us directly at 601.587.4037.


Membership Application

If It's Worth Celebrating, Our Visa Gift Cards Are the Perfect Gift.


Need a gift for a birthday, anniversary, promotion or simply to say thanks? Our Visa Gift Cards come in colorful designs to celebrate any special event.  These debit cards can be used anywhere Visa is accepted worldwide, including in-store, online and by phone.  So they're more functional than a gift certificate and safer than cash.  Choose an amount from $10 to $1,000. 


To purchase a Visa Gift Card, just ask us.  Stop by today for more details!

To view the patriot act or our privacy policy, click here.

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