As a credit union dedicated to supporting our local community's growth and prosperity, Ferguson FCU takes pride in offering a wide range of financial solutions to entrepreneurs and businesses. Our business loans are designed to empower aspiring and established entrepreneurs, providing the necessary capital to fuel innovation, drive expansion, and achieve long-term success.

 

Local Professionals Helping Local Businesses

Whether you are looking to expand your operations, invest in equipment, secure a commercial property, or optimize agricultural ventures, we have tailored loan solutions to suit your specific requirements. Our Business Term Loans offer structured financing with competitive rates, while our Business Line of Credit provides flexible access to funds as you need them. For businesses seeking to establish a physical presence, our Commercial Real Estate Loans offer attractive terms and favorable rates. Additionally, our Farm Equipment Loans cater to the needs of agricultural enterprises, empowering farmers with the machinery required to thrive.

At Ferguson FCU, we take pride in being a reliable source of financial empowerment, helping you achieve your business goals and contribute to the growth of our community. Let us be your trusted partner on your entrepreneurial journey.

 

Commercial Real Estate Loans

  • Competitive rates for the purchase, refinance, or construction of commercial properties

  • Available for owner-occupied or investment properties

  • Repayment terms customized to fit your business's unique needs

  • Lending professionals with working knowledge of the local real estate market

  • Decision-making and processing are all done locally

  • Friendly, Southwest Mississippi service

Business Term Loans

  • Competitive rates for a wide range of business expenses:

    • Working capital

    • Equipment

    • Machinery

    • Inventory

    • Facility improvements

    • And more

  • Repayment terms customized to fit your business's unique needs

  • Decision-making and processing are all done locally

  • Friendly, Southwest Mississippi service

Business Line Of Credit

  • Ongoing Credit for a variety of business needs

  • Competitive Rates meeting your growing business needs

  • Funds for Working Capitol, Inventory, Seasonal Expenses, ongoing updates, and much much more

  • Providing Financial Freedom

  • Only pay interest on what you’ve used¹

  • Available funds when you need them

    Revolving Credit – as principal is repaid, more becomes available for use

    Decision-making and processing are all done locally

¹Consult with a tax advisor

Farm Equipment Loans

  • Specialized lending program for the purchase of new or used farm equipment

  • Competitive rate for all kinds of equipment needs:

    • Trailers

    • Tractors

    • Blades

    • Spreaders

    • Sprayers

    • And more

  • Repayment terms customized to fit your business's unique needs

  • Expert lenders with working knowledge of local ag needs

  • Decision-making and processing are all done locally

  • Friendly, Southwest Mississippi service